Eligibility criteria

Here's what's required to apply for a Dao Card. You can review these criteria at any time, whether or not you choose to apply.

About you

  • You have a valid U.S. Social Security Number. Individual Taxpayer Identification Numbers (ITINs) are not accepted.
  • You are at least 21 years old.
  • You are a U.S. resident with a valid U.S. street address. PO Boxes cannot be used.

About your business

  • Your business is registered in the U.S. and has an Employer Identification Number (EIN).
  • Your business has been established for at least 1 day.
  • Your business operates in a supported industry. Certain restricted or high-risk industries are not eligible.

Account history

  • You can hold one Dao account at a time. Duplicate applications are not accepted.
  • You have no prior defaulted Dao account.

Meeting these criteria is required to apply but does not guarantee approval. Applications are also subject to identity verification and a credit review. Dao does not discriminate on any basis prohibited by the Equal Credit Opportunity Act.