Dao Card

Build Business Credit from Day One

The credit card built for your business.

See how it works →
✓ Dao guides your business through growth from day one. ✓ Build business credit like an expert. ✓ Actual credit when you need it, not a charge card. ✓ Guided path to an SBA loan.

How it works

From Your First Swipe to Your First Loan

01

Get Your Card

Inquire today to learn how Dao can separate business from personal spending and start building business credit with your first swipe.

02

Raise Your Credit Score

Focus on running your business. Dao will surface critical actions and milestones to build your business credit.

03

SBA Loan Ready

When you're ready, Dao matches you with the right SBA lender and helps you apply with confidence.

The Dao Score

One Score. Everything You Need to Improve It.

Understand your business credit with confidence. Dao makes it easy to see where you stand and how to strengthen your score over time.

0
Dao Score
Strong
On-time payments✓
Low card utilization✓
Business profile complete✓
Revenue trending up✓

Your path

We Tell You Exactly What to Do Next.

Your business is unique. The steps to build credit aren't. Dao walks you through each one.

See your path →
Dao Score▲ +0
35 / 100
Set up autopay+8
Link your business bank+6
Complete your business profile+10
3 months of on-time payments+7
Drop utilization below 30%+6

How It Works

Turn Business Expenses Into Business Credit

Keep business spending separate from personal expenses while building your business credit with every purchase.

Watch Your Score Climb

Track your Dao Score in real time with clear insights into what's helping, what's hurting, and how to improve it.

Become SBA Loan Ready

Reach lender-ready status and Dao will connect you with qualified lending partners, prepare your application, and streamline the process from start to finish.

Money in the Bank

Qualify for the financing your business deserves. As you grow, Dao helps you unlock new opportunities every step of the way.

Dao Card
Tap to pay
SuppliesJust now$2,400
Builds credit+12
Dao Score▲ +14 this month
72
On-time payments+12
Lower utilization+8
Revenue trend+6

Pre-approved

$50,000
Matched · SBA Lender
Business nameLotus Salon LLC ✓
EIN•• ••• 4821 ✓
Annual revenue$320,000 ✓
✓

Funds deposited

$50,000
to Business Checking •••• 4821

Questions

Frequently Asked Questions

No. Dao is a financial technology company, not a bank. The Dao Mastercard is issued by our partner bank. We handle the credit-building, the score, and the path to funding.

Getting started is a soft check that never affects your personal score. A full credit check only happens later in the funding flow, and we always tell you before it does.

Every input is in the open. Payment history, utilization, revenue trend, account age. We show you exactly what is moving the number and a ranked plan of what to fix next.

As your Dao Score grows, you become application-ready and may be eligible to apply for a loan if conditions are met. We match you with the right lender and pre-fill the application so there is no starting from scratch.

Yes, fees vary by product. Please review the agreement associated with your account for a complete list of applicable fees.

Make Your Next Move

Build business credit from your first swipe and unlock the financing your business deserves.

Inquire → Explore Partnerships